SaylorCorpus

Bitcoin, Gold & The Death Of The Dollar with Michael Saylor

RiskReversal Media · 2024-05-10 · 43m · View on YouTube →

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on the tape is presented by CME Group

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where risk meets opportunity and eye

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connections reimagining how the

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investment industry

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connects well it's an honor to be with

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Michael sailor the executive chairman of

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micro strategy he does not need an

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introduction I think unless you've been

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living in a cave for the last five or

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six years people pretty much know

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exactly who you are thanks for joining

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us Michael yeah thanks for having me you

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know it's interesting and we've talked a

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number of times and you know I'm not

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going to play the Bitcoin where's the

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price goinging game cuz I don't think

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it's all that interesting cuz I I know

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your thoughts on that but what I find

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fascinating about you it's you're

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somebody that I don't want to say you

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were a non-believer but you're naturally

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curious and that Curiosity probably took

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over sometimes in 2019 2020 or so when

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you sort of immersed yourself in Bitcoin

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and probably the white paper and some of

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the information that was out there and

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you know you say all the time if you

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spend 10 hours you know you could say I

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understand why this probably not going

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to work it's gambling casino you spend a

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100 hours it starts to make sense 100

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hours studying it and then when you get

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to a thousand it starts to become

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exponential in terms of your learning

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and you recently said that you've never

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met or heard of anybody that has not

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spent a 100 hours that can have an

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intelligent conversation with you about

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you know them taking the conside and you

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taking the proide so speak to the rigor

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that's required to understand what you

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obviously understand better than almost

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anybody on the planet um well first of

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all um you can characterize Bitcoin as a

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digital currency you can call it digital

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gold you can call it digital cash you

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can think of it as digital money you can

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think of as digital property you can

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think of as digital Capital you can

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think of it as digital energy you can

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think of it as a digital asset um and it

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spawned out of the quote un quote

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cryptocurrency industry so uh so a

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person on inspection if you've heard

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about it for a few minutes or an hour

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your immediate reaction is

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cryptocurrency crypto is some kind of

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digital something and currency ah it

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must be a currency and uh people go back

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and they say Well it must be a currency

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uh because the front page of the white

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paper set a peer-to-peer you know

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electronic cash system and Mo and so

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most of the debates and the criticism in

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this entire industry are just about uh

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semantics and words and interpretation

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of words and oftentimes people will just

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hear one of those words and based upon

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their life experience and what they

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learned in school or what they've

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learned in business they will

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immediately come to a conclusion which

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is either an economic opinion or a

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political opinion or an academic opinion

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without first stopping to discuss uh

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what the words mean and and even if the

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word words are relevant uh for

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example uh you know peer-to-peer

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well what's a peer well a bank of Japan

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is a peer of Bank of England right so

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maybe Satoshi meant it was a

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peer-to-peer system to move a monetary

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asset between the central banks or

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between commercial Banks or between

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Apple and Google and corporations and if

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you interpreted the peers as Mega Corps

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Mega commercial Banks or countries you

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would have a different view than oh Pier

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that just means a consumer like me and I

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want to send $5 to my friend and that

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means I that means Satoshi meant Bitcoin

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was to send five dollar between eight

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billion people peer-to-peer right and of

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course if you think the latter you have

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a totally different opinion of whether

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it works or doesn't work versus if you

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think the former so what's the

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definition of Pier now let's what's the

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definition of cash well you know a lot

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of people think cash is uh the dollars

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in their pocket ET or the the fiat

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currency $5 bills or $20 bills and so

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they think peer-to-peer digital cash

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okay well I want to send $20 bills from

4:08

person to person uh to buy coffee

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because that's what I do with $20 bills

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and so then it becomes a big debate well

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obviously it's not very good for buying

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coffee billion people can't buy coffee

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with it it keeps changing in price so it

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must not be a

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success but of course that that hinges

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upon you redefining cash or defining

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cash as Fe currency in small

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denominations but of course uh you know

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when the king of Spain wanted to finance

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the war in the Netherlands he sent a

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fleet of ships with a bunch of gold in

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their holes to pay for the entire war

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effort that was cash that Fleet washed

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up on the shores of Queen Elizabeth she

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stole the gold it bankrupted the Spanish

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Netherlands war effort and the result is

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uh is a you know a

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Protestant uh Netherlands but you know

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is a billion dollars of gold cash and so

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when Satoshi said well peer-to-peer

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electronic cash maybe what Satoshi meant

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was sending a billion dollars of gold

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between the bank of England and the bank

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of Japan or the or the Swiss bank or

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city group or JP Morgan okay well if you

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interpreted the words that way right

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cash is money money cash JP Morgan says

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gold is money everything else is credit

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right if you interpreted cash as money

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and not credit and peer-to-peer as any

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two

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counterparties okay well then maybe

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Bitcoin isn't digital currency at all

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right digital currency you know I'm

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probably the best example of a true

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digital currency or close to it right

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now would be um a tether a stable coin

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and if I could move a stable coin $87

5:53

worth of it at the speed of light on a

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crypto rail no

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kyc no regulatory controls you know with

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complete

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privacy that feels like digital currency

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completely private digital currency okay

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so now if someone says if I say to you

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well do you like Bitcoin and you think

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oh Bitcoin the digital

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currency well then you might very well

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answer like uh say uh a certain

6:21

politician answered a few years ago like

6:23

no I like the dollar better okay because

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you thought the Bitcoin was competing

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with the dollar and you thought someone

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was asking you whether we're going to

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replace the dollar with Bitcoin so if

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you think it's digital currency and you

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think and you think the Euro the Yen the

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dollar

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currency then the implication is well

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we're just going to uh replace the

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currency of your nation whether it's the

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dollar the Euro or the Yen or the CNY

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we're going to replace it with Bitcoin

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now you end up with the entire

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establishment uh every establishment

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politician most Bankers most traditional

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Economist pushing back and resisting it

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and the politicians will resist it

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because nobody wants to collapse the

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dollar it's a source of American

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strength that's probably worth trillions

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of dollars a year to the US so obviously

7:11

we know why we like that if you're an

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American politician on the other hand if

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you're a classically trained Economist

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you say oh well the dollar it needs to

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be stable and we need to be able to

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inflate the the currency Supply and

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everything's priced in dollars and so

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that's a reason for uh classical

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economists to dislike it and criticize

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it um and if you an accountant you would

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say well it turns out that every major

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corporation in the world has accounting

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systems sap Oracle they've spent more

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money in those accounting systems than

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almost anything else I mean a lot of big

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companies have spent billions and

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billions of dollars on accounting

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systems they're all wired in euros and

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dollars and Yen and CNY and to and if

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you a CEO came along and said hey we're

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we're just going to replace our us

7:57

dollar-based accounting systems with

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another system the board of directors

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would fire you the entire finance

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department would quit all your

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shareholders would uh walk away from the

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stock probably your accountants would uh

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withdraw noisily and your company would

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collapse so so that that doesn't work so

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you can see how simply by choosing the

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word digital currency I will get a

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negative uh push back reaction now if I

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roll the word to digital gold well a lot

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of times you go to a th000 Rich families

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and you say hey uh do you like Bitcoin

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it's digital gold and they say oh well

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that's interesting I don't own any gold

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okay name me one billionaire that ever

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made a billion dollars investing in gold

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there isn't any I can't name a single

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billionaire that will attest to actually

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owning a billion dollars of gold I can't

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name a single family out of 10,000

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wealthy families that would ever say

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well we made billions of dollars and we

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went we bought a billion dollars of gold

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okay so well Gold's defective I could

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tell you why in two hours but what does

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it matter the point is we fixed it with

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Bitcoin everybody can say okay well so I

9:03

suppose you fixed something I didn't

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like it's a it's a crappy commodity and

9:07

so good for you but I don't own any okay

9:09

so that takes you a different path now

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let's say we we change it to digital

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property okay well you want to buy a

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billion dollars of Bitcoin oh it's

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digital gold uh no I'm not going they're

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going to 6102 me I heard the government

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seizes gold when it gets to be too much

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you think it's gold and you're afraid

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that uh the government will seize it

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because it backs currency because that's

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your that's your historic mindset if I

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say to a wealthy person you want to buy

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a billion dollars of uh property uh

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where Miami Beach yes sure how about New

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York yeah sure how about London I guess

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so how about a billion dollars of

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digital property in the greatest City in

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cyber space seems okay if you went to

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Donald Trump and you said hey I'm gonna

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invest a billion dollars in digital

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property instead of uh fysical property

9:54

in La he'd probably say yeah that's fine

9:57

you know so if you actually call it

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and how many people say oh I'm a rich

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person I bought a billion dollar

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building in Miami beach but I'm worried

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the government's going to 6102 it no

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nobody ever said the government is going

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to 6102 my billion dollar building right

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I mean so the you know you have the

10:16

skeptic saying oh it's too good to be

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true the government will ban it but no

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one ever said the government will ban a

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building and so if you think it's

10:23

property it just becomes a very

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straightforward proposition if you think

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it's gold I call Call It The Good the

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Bad and the Ugly narrative guy the good

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narrative or model is Bitcoin is digital

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property the bad model is Bitcoin is

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digital gold the ugly model is Bitcoin

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is digital currency and it all comes

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down to the word and you won't get past

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the word before someone comes right back

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over the top and tells you what they

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think and let me one last point and and

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you go to the next question my last

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point is I can sit in the room a

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billionaire

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and I can say if I said bitcoin's

11:02

digital currency every one of them

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flinches and says you know I know that's

11:07

not going to fly here and I I can't come

11:09

out against the real the peso the dollar

11:12

the Euro the CNY the whatever okay so

11:16

all you got to do is say that and you

11:18

get immediate no or I can

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say they they go well what's Bitcoin why

11:23

should I buy said I bought it because

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it's digital property it's it's the

11:26

greatest City in cyers space and it's

11:29

limited to 21 million blocks and I think

11:31

one day every rich person will want to

11:32

live there and every every other person

11:34

everybody with money and you know what

11:35

they say they go oh no one ever

11:38

explained it that way that makes total

11:39

sense yeah I I get it yeah I'll buy some

11:42

with paying omage to Clint Eastwood Eli

11:45

wall and L van Clee I will ask the next

11:48

question and indulge me for a second and

11:50

believe me I'm not suggesting any of

11:52

what I'm about to say is correct but it

11:54

is my belief that Bitcoin was created

11:57

out of a fear of global central banks

11:59

run a muck and the timeline sort of

12:01

suggests that you go back to sort of

12:04

0809 when you see and and you were just

12:07

talking about physical gold in

12:10

2022 Global central banks purchased

12:14

approximately 771 billion worth of gold

12:18

which was a record at the time I think

12:19

it was 1131 tons or thereabouts they did

12:22

effectively the same thing in

12:24

2023 and they're on course to do similar

12:28

this year when you hear that and or have

12:30

read about that you must be saying to

12:32

yourself they're just not getting it

12:34

they're they're missing maybe there's a

12:36

place for that in a very infantes way

12:39

but you know my sense is if you had the

12:42

opportunity to speak to any and all of

12:44

these Central Bankers as you had a

12:46

number of times you going to Prague in a

12:47

couple weeks I think they'd be having a

12:50

it'd be a much different conversation

12:52

speak to

12:54

that yeah I think goal's a waste of time

12:57

it's uh it's dead money

12:59

you know maybe it's virtue signaling if

13:01

you're buying it uh gold broke down you

13:05

know as a reserve asset before World War

13:08

I you know on on the eve of World War I

13:10

when all these nations declared war

13:12

every single one of them went off the

13:14

gold standard you know and so the myth

13:17

there's a myth of a goal standard that

13:19

that people like to cling to but I've

13:22

read like 3,000 years of economic

13:24

history and as far as I can see it was

13:27

never as good as anybody ever thought it

13:29

was it's always been defective the I

13:32

mean the real elephant in the room here

13:33

is two things uh gold doesn't work in

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time and go gold doesn't work in space

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um if you look at if you look at using

13:43

gold as a as a property asset a reserve

13:46

asset a treasury asset in space there's

13:49

no way for a thousand different

13:52

organizations to custody their gold and

13:55

swap it every week and settle it you

13:57

can't settle every day you can't settle

13:59

every week you can't even custody it

14:02

right so gold centralizes I how is it

14:05

possible that you know the United States

14:06

could seize the Russians gold right like

14:09

because you know the you know the goal

14:12

standard you know collap or the faux

14:14

goal standard after Breton Woods

14:16

collapsed I guess when the French wanted

14:18

their goal back but you know if you

14:21

wanted it to be an effective treasury

14:23

asset in space you would need to allow

14:26

uh peer-to-peer

14:29

settlement and that means how do you

14:31

have and when I talk about peers I'm

14:33

just going to talk about Apple Google JP

14:36

Morgan C group Bank of Japan Bank of

14:39

Switzerland you know how about the

14:41

10,000 biggest economic entities in the

14:44

world they all need to be able to

14:46

custody and swap it every month for it

14:50

to for it to be stable as a settlement

14:53

Network and of course gold isn't that

14:56

you can't you can't sell it every day it

14:58

doesn't move fast enough and uh and so

15:01

that's why it fails versus Bitcoin with

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Bitcoin you could have 10,000 different

15:06

custodians and they could be settling a

15:08

hundred million dollars between each one

15:10

or billion dollars between each one

15:12

every day and the network will hold that

15:14

kind of load so um so gold doesn't work

15:19

in space but it also doesn't work in

15:21

time uh gold has a you know under best

15:24

of circumstances a 2% inflation rate

15:27

that's steady state and a 2% inflation

15:30

rate of gold means a halflife of 30

15:32

years which means that 87 or 88% of your

15:36

economic wealth is dissipated over a

15:39

hundred years right and and you know if

15:42

you look at Spain in the 16th century

15:45

you know in the hundred years after they

15:47

discovered America and you know they

15:48

looted the Aztecs and the Incas and

15:51

everybody else of their gold they also

15:53

created 500% inflation right and and so

15:56

they actually hyperinflated their

15:59

currency in gold coin collapsed their

16:02

own Empire and so and and the stories

16:05

are the same about Julius Caesar when he

16:07

went off into Gaul and he conquered Gaul

16:09

he brought back so much gold he created

16:12

hyperinflation in Rome and that was part

16:14

of the reason for the Civil Wars that

16:16

followed and you know what they did to

16:18

julus Caesar when he came back so so

16:21

gold is uh

16:23

inflationary the difference between 2%

16:25

and 0% is the difference between a half

16:29

life of 30 years and a half life of a

16:31

million billion years right and so so

16:34

there you go Bitcoin is is the fix on

16:38

gold gold itself is just a defective

16:42

treasury asset because it's too slow and

16:46

it's too inflationary well I'm glad you

16:49

mentioned you know debt levels and what

16:51

have you and again you know I'm I am not

16:54

the student of history that you are I'm

16:55

not pretending to be but what I have

16:57

read is no developed economy in the

17:00

history of mankind going back to the

17:02

Roman Empire has been able to recover

17:05

from debt to GDP levels of north of

17:08

130% United States by the way is right

17:11

on the precipice of that number one and

17:13

and you know I'm not calling for the

17:15

fall of capitalism but what I will tell

17:17

you is global debt as reported earlier

17:20

this week is now north of $15 trillion

17:25

which sits on top of global GDP of

17:27

approximately $110 trillion so when

17:31

somebody like you sees that and you talk

17:34

about this all the time sort of you know

17:36

the fallacy of currency and just the

17:39

evaporation of wealth right before your

17:41

eyes whether people realize it or not I

17:43

mean those types of numbers I would

17:46

think suggests that that's the

17:49

environment that Bitcoin is going to do

17:52

extraordinarily well in so as as you

17:55

know you know as as central banks

17:57

continue to run a muck and as basically

18:00

governments do the same and I want to

18:01

talk about Japan in a second but this is

18:04

the environment that my sense is it was

18:07

this Bitcoin was created for 16 or so

18:10

years ago

18:12

thoughts um back to words um everybody

18:16

wants to fight over a word but let's

18:18

call let's let's parse the word money

18:21

what is money a classic Economist says

18:23

money is a medium exchange a unit of

18:26

account a store of value and then they

18:28

stop thinking

18:29

well okay so what does that mean well it

18:32

turns out that in Argentina the medium

18:34

exchange is the peso the unit of

18:36

accounts the dollar the store of the

18:37

value is neither no intelligent person

18:40

in America thinks that that the US

18:42

dollar is a store of value if it was you

18:45

would find a billionaire that would say

18:47

that 95% of their assets are in in cash

18:50

accounts in the dollar and no one is

18:53

right everybody knows the store of value

18:56

is something else maybe it's the S&P

18:57

index maybe it's building on Park Avenue

19:00

maybe it's a a sports team so in uh 1914

19:05

we had a war the War uh was financed

19:08

with debt uh you know if you dig a bit

19:10

you find out that the bank of England

19:12

bought a lot of the war

19:14

bonds and you'll find out that the US uh

19:17

you know the US government bought a lot

19:19

of the US bonds so we issued a lot of

19:22

debt the governments bought the debt um

19:25

after the war they had

19:27

inflation right there's a phrase in New

19:29

York right pre-war I think they're

19:32

referring to World War I but generally

19:34

pre-war means before the war we had good

19:37

stuff and we built really good high

19:39

quality uh buildings and then after the

19:42

war for whatever reason we lowered our

19:44

standards in Miami Beach an acre of land

19:47

before the war was

19:49

$10,000 today it's $10

19:52

million okay so will the government

19:54

collapse no will the currency collapse

19:57

well it'll just keep sliding so what do

20:00

you call it if the dollar is worth

20:03

.1% of what it was 100 years ago it's

20:06

like but that's where we are right so

20:09

the currency will weaken but intelligent

20:13

people will uh they will adopt a

20:16

different asset as a store of value and

20:20

the best asset for a store of value in

20:22

the 20th century if you were wealthy was

20:24

property like a building or land and

20:28

maybe if you were a middle class it was

20:31

uh a diversified stock portfolio you

20:33

know clearly the Vanguard 500 or the S&P

20:36

500 became the uh the primary Capital

20:40

asset and and it defined the cost of

20:42

capital for most you know corporations

20:45

and most institutional Pursuits so I

20:48

think uh Bitcoin if you look at it it's

20:50

money but it's the store of value

20:52

element of money I think that uh strong

20:55

governments will continue uh to issue

20:58

currency they will designate it legal

21:00

tender uh when the when the country

21:02

collapses like Al salvad or after the

21:05

Civil War or a Nigeria or parts of

21:08

Africa when your country or nation

21:10

states no longer functional you won't

21:12

have a currency you will adopt somebody

21:15

else's currency whether it's the CFA or

21:17

the Euro or the CNY or the

21:21

USD that's okay and I think that uh the

21:25

right way to think about the world going

21:26

forward is every intelligent person

21:29

every reasonable person is going to

21:32

adopt uh the local currency as a medium

21:35

of exchange they're going to adopt the

21:38

world Reserve currency you know as their

21:41

midlevel you know unit of account that's

21:44

probably the dollar unless you're in the

21:45

Chinese sphere of influence it might be

21:48

CNY and then they're going to if they're

21:51

a conventional investor a traditional

21:54

investor and that's like 99% of the

21:55

money in the world they're going to use

21:57

the S&P index or store of value or

21:59

they're going to have high quality

22:01

desirable real estate in the Hamptons or

22:03

New York or Miami or they're going to

22:05

have their home or they're gonna have

22:08

you know probably it's that uh even most

22:12

wealthy people don't even think bonds

22:14

are a store of value they generally

22:16

think it's you know JP Morgan's uh

22:19

survey of family offices says 45% of

22:21

their money is in alternative assets

22:24

which has been going up every year I

22:26

think pretty consistently over the last

22:28

decade or so yeah so so traditional

22:31

investors will use alt assets Equity or

22:35

you know real estate type portfolios and

22:37

then occasionally if they're lucky they

22:38

get Collectibles picassos or the Jets

22:41

right and then uh the the new investors

22:44

a 21st century digital investor will

22:47

look and and they'll add Bitcoin into

22:48

that

22:50

mix and uh you know obviously I happen

22:52

to believe Bitcoin is by far the best

22:55

form of property and it's obviously the

22:58

best form of digital property and I

23:01

happen to believe that the best way to

23:03

think of it is a capital asset so I view

23:05

it as digital Capital it's going to

23:07

reshape the capital markets and why is

23:10

it a little bit better than property

23:12

property evokes a billion dollar1

23:14

million dollar digital Warehouse or

23:16

digital building but most people don't

23:17

think that they can decompose and

23:20

teleport their buildings but Capital

23:24

like treasury assets they need to be

23:26

liquid and so if I have a billion on my

23:29

balance sheet and I can liquidate 1% of

23:32

it a day and I can buy a if I can buy a

23:35

million more worth of property or sell

23:37

eight million worth of property as a

23:40

corporation I can use Bitcoin as a

23:43

capital asset it's very difficult for a

23:45

corporation to use four buildings as a

23:48

capital asset I mean other than I guess

23:51

you would refinance the building and you

23:53

would uh you would adjust your debt load

23:55

on the building and you would be using

23:57

uh you know the dollar right as your

24:00

liquidity there being again respectful

24:03

of language and you I I try my best but

24:06

you know there have been currency crises

24:08

throughout history I mean there was a

24:10

famous One Bank of England um George

24:13

Soros I think I happen to believe

24:16

there's one going on right before our

24:18

very eyes and it's taking place in Japan

24:21

so my question to you is you the bank of

24:23

Japan calls up Michael S and says listen

24:25

we need you to come over here and fix

24:28

our problem their problem being their

24:30

currency is weakening by the day the

24:32

other side of their problem is their

24:33

economy is a bit of a disaster uh in

24:37

their interest rate I mean they've had

24:38

historically low interest rates they're

24:40

trying to sort of I don't even want to

24:42

use the term normalized rates but you

24:44

know they are caught in the the in a

24:46

very difficult situation sort of that

24:48

Straits of mesina where if they go one

24:50

way they're screwed and if they go the

24:52

other way they're screwed how would you

24:54

try to help them through this process oh

24:57

they certainly won't take my advice but

24:59

but the the answer is the first country

25:01

that can print currency and buy Bitcoin

25:04

wins well theoretically country that

25:08

sort of I mean there've been smaller

25:10

countries obviously that have gone down

25:12

the micro strategy route right and there

25:16

at you know at current prices I mean it

25:17

speaks for itself for example and I want

25:20

you to answer the question but you know

25:21

I think micro strategy the stock since

25:24

you basically implemented a Bitcoin

25:27

strategy on August 10th

25:28

2020 at current prices is up over 900%

25:32

which is I think double the performance

25:34

of Bitcoin ironically and probably 18

25:37

times the S&P and maybe 20 times the

25:39

NASDAQ so the strategy speaks for itself

25:42

anyway please continue let's say uh

25:45

Japan issues a billion dollars of Yen

25:47

buys a billion dollars of Bitcoin

25:49

Bitcoin you if they're smart they would

25:51

issue $ 20 billion of Yen buy 20 billion

25:55

of Bitcoin when they put out the press

25:56

release Bitcoin would they would have

25:58

$60 billion of Treasury assets

26:01

appreciating at 30% a year and they

26:03

would end up with a20 billion positive

26:06

balance of payments right and and it

26:08

becomes a self-fulfilling prophecy It's

26:10

Tricky for Japan because there's such a

26:12

big economy uh it would work a lot

26:15

better for turkey like with turkey they

26:17

actually they need about a 20 billion

26:20

doll uh you know boost in order to plug

26:23

their balance of payment so a midsize

26:26

comp country could probably do it but

26:28

you'd have to be aggressive um if we

26:31

come back to a company you know a a

26:34

company stock is just like a country's

26:36

currency right right the country can

26:38

issue currency by the way the reason El

26:40

Salvador isn't quite synonymous is El

26:43

Salvador doesn't have their own currency

26:45

so what I said the first country to

26:47

print their own currency and buy Bitcoin

26:49

wins you need to be able to issue1

26:53

billion of your currency swap it for10

26:55

billion of Bitcoin grow the Bitcoin 30 %

26:58

a year and that's the way a treasury

27:00

Reserve asset supposed to work right

27:03

because everybody then stampedes into

27:06

that with you um micro strategy had a

27:09

$600 million Enterprise Value and we had

27:12

600 million in cash and we had no growth

27:16

and we were dead money and we were

27:18

trading $2 million a day in the stock

27:21

market guy that's just like the Russell

27:25

2000 or let's say the Russell 1000 the

27:28

Autumn Russell 1,000 companies they're

27:30

all like that they're all 500 million to

27:33

multi-billion Dollar companies 100

27:36

million to billion dollar market caps

27:38

they all trade 1 million to 20 million a

27:41

day they've all got low growth because

27:44

if you're not Nvidia or apple or the

27:46

Magnificent 7 you just you know you

27:48

can't you can't grow like Microsoft so

27:52

we took that Russell 2000 small cap

27:55

company we took uh our cash we bought

27:58

some

27:59

Bitcoin we bought 250 million of Bitcoin

28:02

we put that out on the wire the the

28:04

shareholder base turned over we bought

28:06

another 175 million of Bitcoin the stock

28:09

doubled we uh all of our employees

28:12

exercised some stock options we bought

28:13

more Bitcoin stock increased again we

28:16

sold a convertible Bond we bought more

28:18

Bitcoin the stock increased again

28:19

Bitcoin increased again you fast forward

28:23

months and uh you know the the stock

28:27

price 10x

28:29

the market cap 20x the Enterprise Value

28:33

40x that went from 600 million to Mid 25

28:38

billion and so what were we doing what

28:41

we are doing is we're issuing our

28:44

currency our our stock that is to buy

28:47

Bitcoin or we're

28:48

borrowing we're borrowing against our

28:51

stock to buy Bitcoin um a nation state

28:54

could do it too but we're being far too

28:57

ambitious to to uh call for the nation

29:00

state to do it a much more uh prosaic a

29:03

much more more uh practical next step is

29:06

how about for the Thousand Russell 2000

29:09

companies that are all dead money and

29:11

zombie companies how about they start

29:13

doing it and Japan is saddled with a lot

29:17

of those zombie companies as well so the

29:20

issue really is thousands and thousands

29:22

of corporations that have dead

29:25

treasuries because their Capital asset

29:27

on their Tre treasury has a negative

29:29

real yield if you if you hold uh a

29:33

billion dollars and you put it in t

29:35

bills your after tax yields 3% the cost

29:38

of capital is

29:39

12% bitcoin's return has been 40 plus

29:42

percent but if Bitcoin will almost

29:45

certainly always outperform the S&P

29:47

index so Bitcoin does double the S&P

29:49

index and the t- bill does a fourth of

29:52

the S&P index the real conundrum here is

29:56

that the the capital asset of the world

29:59

of every family every institution well

30:02

actually every every corporation every

30:04

government the capital asset is delive

30:07

and not a creative a lot of in

30:10

institutional investors and families

30:12

they know this instinctively you'll

30:14

never find a Wall Street hedge fund

30:17

master of the universe that brags that

30:19

his strategy is whole cash and t- bills

30:22

right that's not that's not how they got

30:24

rich right and so and so normally the

30:27

perversity is the shareholders are

30:30

screaming at Apple and and meta and

30:32

they're saying hey you guys need to give

30:35

us back the capital via buyback because

30:37

you're going to hold T bills and the T

30:40

bills are not going to beat the cost of

30:42

capital and so and so we see that with

30:44

Berkshire hathway they got $190 billion

30:47

dollar of cash right and you see Apple

30:50

going to do hundred billion do buyback

30:52

and meta $50 billion

30:54

buyback well they're DEC capitalizing

30:57

and what are the people that receive the

30:59

capital are going to do with capital

31:01

well they're definitely not investing it

31:02

in the stuff that those corporations

31:04

would have invested in they're going to

31:05

invest it in worst at worst the S&P

31:09

Index right that's the default and if

31:11

you can't do that you're destroying

31:14

Capital so my advice my advice to a

31:18

sovereign wealth fund is you know you

31:20

basically start to buy Bitcoin as

31:22

digital Capital my advice to a an

31:25

aggressive small country if you if

31:27

you're small midsize country and you can

31:29

print your own currency you either print

31:31

the currency to buy Bitcoin or you issue

31:33

sovereign debt and swap it right into

31:36

Bitcoin immediately right you can borrow

31:37

money cheap and you loan it to bitcoin

31:41

24% return or better right so that's

31:44

obvious but I'm not going to hold my my

31:47

breath on countries because it's a very

31:49

political thing I think that um the

31:52

people that are the obvious

31:53

beneficiaries that hopefully are

31:54

listening this podcast would be

31:57

shareholders officers and directors of

31:59

the 10,000 small midsize companies

32:03

especially publicly traded companies

32:05

which in essence can't outperform the

32:07

Magnificent 7 if you don't think you can

32:10

outperform Google and meta and Microsoft

32:14

and Nvidia and you have some money you

32:17

either take the cash and buy Bitcoin you

32:20

issue equity and buy Bitcoin or you

32:22

issue debt either either senior debt or

32:26

you even better you is convertible debt

32:29

convertible to your equity and you buy

32:31

Bitcoin because that allows you to

32:35

recapitalize with an with an

32:37

appreciating asset as opposed to

32:41

decapitalize and have nothing or to

32:44

whole capital in a depreciating asset

32:47

that that is kind of burning has got a

32:50

negative real yield and burning

32:51

shareholder value I don't know if you're

32:53

allowed to answer this question legally

32:55

so if you cannot please don't but

32:57

currently micro strategy has

33:00

24,400 Bitcoin on the balance sheet I

33:03

think the average price is a tad over

33:06

$35,000 a coin I think currently you

33:09

have either over 1% of all Bitcoins out

33:14

there where can that go to I mean I know

33:17

you have a vision for this I mean where

33:19

do you see does that number go from 1%

33:22

to 10% does that number go from you know

33:25

214,000 Bitcoin to five million like how

33:29

does your mind work or or is the answer

33:32

simply as long as the market allows you

33:34

to do what you've been doing you're just

33:36

going to continue to

33:38

implement we'll keep adding right I mean

33:41

we'll keep adding Bitcoin and you know

33:44

it's it's like asking you're if you were

33:46

asking you know a real estate developer

33:49

in the middle of New York City oh you

33:51

own like eight blocks of New York City

33:53

when you stop right what when you stop

33:55

answer said well we're going to buy the

33:57

ninth block here when we can put

33:58

together the financing and then the 10th

34:00

and well and if you said well when are

34:02

you going to divest from New York City

34:05

the answer is if you talk to New Yorkers

34:07

there's nowhere better than New York

34:08

city so they're going to keep building

34:10

and when they can't build out they're

34:13

going to build up right and uh you know

34:16

it's like well I I wanted to buy another

34:18

18 blocks but I can't so I rezoned the

34:21

blocks I own and I'm going to replace a

34:22

20 story building with a 100 story

34:24

building and there's huts and yards for

34:26

you or whatever it might be be um micro

34:29

strategy is going to keep developing its

34:31

Bitcoin position and yeah it's going to

34:34

get exponentially harder right you know

34:37

this last week you know you saw you saw

34:41

uh block announc that they're going to

34:42

start buying Bitcoin every month you saw

34:46

you've seen uh a cre of Bitcoin by a lot

34:49

of Bitcoin miners a you know a lot of

34:52

them are actually not selling as much

34:53

Bitcoin as they're mining now I think

34:55

you're going to see more Bitcoin miners

34:57

buying more I think you're going to see

34:58

more Bitcoin exchanges buying more I

35:01

think you see the existing ETFs

35:04

accumulating but now we're up to

35:06

22 spot ETFs in the world and they're

35:10

all in a marketing war with each other

35:12

and so they're going to go harder so I I

35:15

think and and at some point you're going

35:17

to see other these Russell thousand

35:19

companies right which one of them wants

35:21

to crawl out of their zombie State it's

35:24

like you're just waiting for someone to

35:26

decide they want the money

35:28

so I think that when they do that they

35:30

drive up the price of Bitcoin and I have

35:33

to chase it my first Bitcoins were below

35:36

10,000 and uh you know and I'm I'm

35:38

buying Bitcoin in the 60s now and that's

35:42

okay um I I don't know where we'll get

35:46

to I know we'll I know we'll get more we

35:49

we'll accrete from here we will acquire

35:51

more Bitcoin than we have right now and

35:54

we'll do it via you know organic cash

35:57

and Via uh debt especially convertible

36:00

debt and we'll do it via equity and

36:03

that'll be a function of capital markets

36:05

and and all sorts of other Dynamics but

36:09

um I think um you know Archimedes said

36:12

uh you give me a lever long enough and a

36:14

place to stand I can move the world well

36:17

um the the place to stand is Bitcoin

36:21

right I mean it's it's not a commodity

36:24

it's a scarcity so if it's a scarcity

36:26

it's like if I said to you there's one

36:29

city it's at the it's at the trade

36:31

Crossroads of the world it's the it's

36:33

the center of the digital economy one

36:36

day everybody on the planet's going to

36:38

be moving their Capital through that

36:41

City but there's only

36:43

276 by 276 by 276 blocks in that City

36:49

and by the way it's like 94% occupied

36:52

but you can buy another one of those

36:54

blocks if you want um do you want to buy

36:58

some

36:59

more and the answer is yeah I I want to

37:02

keep buying because just like if I could

37:05

have bought New York or Manhattan a 100

37:07

years ago or 50 or 200 or 30 or 300 you

37:13

know tell me you know at what year how

37:16

many years ago was it a bad idea right I

37:18

think it's always been a good idea if if

37:21

you can hold right as long as you can

37:24

hold the property and why is Manhattan a

37:26

good idea because it's a granite Island

37:29

at the you know the middle of Long

37:31

Island Sound and the Hudson you know and

37:33

it's got great natural Harbors it's the

37:35

gateway to North America it was always

37:39

the best place to put a port right and

37:42

if you know if you look at it and you

37:44

cruise around it and you stare at it and

37:46

you look at the fact you can build that

37:48

on top of that shist it's obvious people

37:52

are going to want to live in and do

37:55

business in that City for hundreds of

37:57

years

37:58

you know I think the term defenestration

38:01

came in the early 1400s in Prague when I

38:05

think seven Town officials were thrown

38:07

out of a building because you know they

38:10

probably trying to upend a status quo it

38:12

happened again I think in the 1600s

38:15

similar thing it happened in prago as

38:17

well I mentioned that because my sense

38:19

my instincts suggest you need a culture

38:23

a group of people that understand sort

38:26

of basically upturning the apple cart to

38:30

understand what you're trying to do and

38:31

you're speaking I think I as I said

38:34

earlier on June 14th in Prague to

38:36

discuss Bitcoin at a place that probably

38:39

you know in the world is one of the most

38:41

equipped cities to sort of I don't know

38:45

understand and embrace what you're

38:46

talking about speak about that real

38:48

quick there's $900 trillion dollar of

38:50

capital or wealth in the world and I

38:52

think there's 1 trillion in the Bitcoin

38:54

Network so

38:56

0.1% of the economic wealth in the world

39:00

has found its way into digital property

39:04

most the people don't have an hour to

39:06

talk like like most of the world you

39:08

know I'm sure Charlie Monger never

39:11

listened to uh you know a two-hour

39:14

podcast on bitcoin you know so most of

39:16

the wealth in the world is is in the

39:18

hands of people that don't really

39:20

understand uh what Bitcoin is and uh a

39:24

lot of The Advocates of Bitcoin you know

39:26

they they have been intentionally

39:27

confrontational or inflammatory and

39:30

they've gotten into a bunch of other

39:32

debates like does Bitcoin stand for you

39:35

know replacing Banks or replacing

39:37

currency or replacing government or

39:38

replacing whatever no what is bitcoin is

39:41

digital capital what's the you know

39:43

what's the addressable Market of digital

39:45

Capital somewhere between 100 and $400

39:49

trillion doar so what is bitcoin it's

39:52

100 to 400x from here once you

39:55

understand what it is so what's the

39:57

impediment well I mean the impediment is

40:00

just

40:00

education and so so what are we doing

40:04

we're educating you know like uh I go

40:06

and I give a speech in Vegas and you

40:09

know there could be a few hundred or a

40:10

few thousand people in the room but then

40:12

a million people will watch the speech

40:15

online I sat with Lex fredman and I talk

40:19

about Bitcoin and economics three hours

40:21

I watched it okay 9.1 million other

40:25

people have watched it but you know

40:28

every day guy another 10 or 20,000

40:31

people watch it it's a residual now

40:34

imagine I retired and went off to be a

40:36

college professor to teach students a

40:38

thousand a year it's like your entire

40:41

career you don't get to 20,000 people so

40:45

uh bitcoin's an idea whose time has come

40:48

it's and if you interpret it as digital

40:50

currency you get anxiety and you get

40:53

inflamed and it's hard to make progress

40:56

but if you interpret it digital Capital

40:58

you think wow this is good for every

41:01

country every Bank every company every

41:04

person everybody I ever met it's it's

41:06

just a universal good thing it's about

41:08

as good as as you know digital

41:11

information or digital communication you

41:14

don't find anybody that doesn't like

41:16

technology you know what why am I going

41:18

to Prague I'm going to Prague just to

41:20

explain why this is a good thing and and

41:23

yet a different way it'll be recorded

41:27

there'll be 2,000 people that'll be in

41:29

Prague and they'll be Bitcoin maximalist

41:32

and they'll and they'll be ideologically

41:35

passionate individuals but the Hope

41:38

always is to explain to everybody in

41:41

Europe or everybody in the rest of the

41:42

world why it's in their best interest to

41:45

embrace a new

41:47

technology when you when you just think

41:49

of it as technology electricity steel

41:53

there's no ideology associated with it

41:56

it's you can it's not going to solve all

41:59

the other problems in the world like

42:01

we're not going to solve the problem of

42:02

wealth inequality or you know sensorship

42:05

or lack of Freedom or the fact that you

42:08

disagree on this this fiscal policy or

42:11

that foreign policy and and those are

42:14

all just very admirable things to work

42:16

on it's just not what I do my what I I

42:18

believe you have to have laser like

42:20

focus on doing one thing and if you

42:23

laser like focusing on one thing maybe

42:26

you'll be able to make a contribution

42:28

and you you ought to be grateful for the

42:30

opportunity to make a single

42:31

contribution so my contribution right

42:35

now you know is to advocate for Bitcoin

42:38

as digital property digital Capital

42:40

digital technology to make everybody's

42:42

life better I will uh I'll be doing that

42:45

in the most cheerful constructive way I

42:48

can in Prague Michael I'm honored to

42:50

know you I you know I'm I I call you a

42:53

friend and I don't use that term lightly

42:55

and I thank you for your time it's you

42:57

know there's a saying in history that's

42:59

been bastardized by movies and different

43:01

things but you know we mock what we

43:03

don't understand because we fear what we

43:06

do not know and I think to a large

43:08

extent you know that's what's happened

43:10

in in your universe and you specifically

43:12

but you know what you're out there

43:14

advocating you're out there preaching

43:16

and quite frankly you're one of the most

43:17

Brilliant Minds that I've met and I

43:20

admire you a great deal so thank you for

43:21

spending some time Michael sailor well

43:24

thank you for the opportunity I always

43:25

appreciate our conversation it's

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