SaylorCorpus

Bitcoin Is Digital Property

CNBC · 2024-03-11 · 12m · View on X →

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Welcome back to Scott Box this morning.

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Bitcoin crossing the $70,000 mark for the first time on Friday this morning.

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It's now above $72,000.

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Join us right now to talk Bitcoin is Michael Seller,

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Micro strategy executive chairman and AK out from the company this morning.

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We're revealing it just bought more than $800 million in Bitcoin.

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As of the end of last month,

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this company held about 200,000 Bitcoins.

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And Michael, I want to thank you for joining us.

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You have been early and courageous and you continue to double down.

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I want to talk about where you think Bitcoin is,

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but also want to talk about how you think about a micro strategy.

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Your company has a proxy for Bitcoin.

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Now that ETFs are available to the public.

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Sure. Well, I think I'd start just with Bitcoin.

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Bitcoin is certainly at least digital gold.

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It's going to eat gold.

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It's got all of the great attributes of gold.

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And it's got none of the defects of gold.

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If you could teleport goal from New York to Tokyo in a few minutes,

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people would like it.

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It's going to divert capital from risk assets and risky ETFs like SPY.

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And you can see that these ETFs are doing that.

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It's going to be incorporated into a lot of funds like the BlackRock Global Opportunities Fund

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or the Strategic Income Opportunities Fund.

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And so it's an asset class.

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As it goes into other funds, it's going to become structural.

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The halving is going to cut the organic supply of natural sellers

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in half around April 20th.

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That means there's only about $31, $32 million a day of natural sellers.

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And the price of Bitcoin is going to have to adjust up

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in order to meet that investor demand.

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So I think that's what's going to happen next to the asset class.

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In terms though of how investors should think about your company.

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And right now I think they think of your company as a proxy for Bitcoin.

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It was a way for investors, frankly, who didn't want to buy the underlying coins

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to get access to Bitcoin and exposure to Bitcoin.

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The question now though that these ETFs have been approved and folks are funneling money

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towards BlackRock and so many others, how should they think about your company versus doing that?

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Yeah, so BlackRock is like the container ship or the super tank or a Bitcoin.

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They can take a billion dollars a day into their capital structure.

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And they can haul that very efficiently, 25 basis points.

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Microstrategies like Air Freight, we get higher performance.

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So what's going on here?

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Microstrategies got leverage.

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If we borrowed $800 million at 62 basis points,

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is there any company in the world that you wouldn't like to invest in

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that could borrow a billion dollars, a less than one percent interest to invest in your best idea?

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So we get that very intelligent leverage.

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It's a non-recourse, it's unsaccured.

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And then we buy Bitcoin with it.

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That leverage gives us volatility.

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It gives us performance.

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The performance gives us volatility.

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The volatility attracts capital.

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And we can then leverage more.

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It's kind of intelligent because it's convertible debt.

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It's given our shareholders more Bitcoin per share this week

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than they had a few weeks ago.

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So it's very accretive for them.

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And it's pretty compelling for every investor.

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If you're Bitcoin curious right now and you want to buy Bitcoin at the all time high,

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how do you get the upside in Bitcoin with downside protection?

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Microstrategies sold 800 million in debt and we have

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12, 13 billion dollars of Bitcoin on the balance sheet.

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So we're giving you an over collateralized loan and the upside.

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But if you're a Bitcoin maximalist and you love Bitcoin and you want to hold it forever,

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the ETFs charge you 25 basis points.

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Microstrategies are creating.

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We're giving you a yield against your shares and a tax-efficient fashion.

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So the maximalists like the equity, the hedgers,

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they kind of like the upside with downside protection.

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The traders love the vol.

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We've got 100 vol asset here and they just like the vol.

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So we're unique because you can't really trade options on the ETFs.

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And an ETF isn't going to issue a convertible bond with upside to Bitcoin but downside protection.

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So Michael, I try to understand the mathematics and I know people like you,

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you want MIT and it just seems

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maybe it's more understandable for you or Andrew soon or Peter Teele or whatever.

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At 17 down from 68 and you know your level of your leverage and everything else,

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did you ever wake up in the middle of the night and have any doubt what so ever?

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That's my one question because I was thinking about you at 17,000 and now I look at it now and it's

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I just can't believe what the mark cap of your company is based on it now.

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I guess and the other thing is when it has, should we,

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if we look at it on stock to flow, do we have to just double what the potential prices

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based on if you use that metric, is that a valid metric to use?

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And after the having, shouldn't it be 140,000 immediately if it's worth 72 now?

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Two good questions and thanks for asking me.

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First, with regard to Bitcoin, no, there's no doubt in my mind, Bitcoin was a better investment at

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17,000 than it was at 65,000. I take the Warren Buffett view on this. Bitcoin's a superior investment

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to gold, equity bonds and real estate because it's digital. You can trade it a million times faster

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than conventional assets using a computer. It's available. Most other assets only trade less than

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20% of the time. Bitcoin is trading 168 hours a week. We bought $800 million of Bitcoin and a lot of it

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we bought over the weekend when all the conventional markets are closed. It's global. It's the most

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widely recognized and trusted investment asset in the world right now. It's ethical because

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it's the king of all commodities. There's no issuer. There's no company. There's no country controlling

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it. Fundamentally, it's useful. Thousands of market makers can trade it all the time. Millions of

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companies can trade it. Billions of people. If you want to buy a house on Saturday in Africa,

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this is the way to do it. If you want to buy a car on Sunday morning, this is the way to do it.

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It's a pretty great asset. It's the greatest of the assets in my opinion. There's no second best

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asset. I didn't have any question about it. We're just waiting for the rest of the world to realize

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how good it is. As for your second question, the having, look, the selling in the market for the

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past month has been primarily bankruptcy estates that are liquidating GBTC at FTX or Genesis or the

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like. Once they got done rebalancing, the natural sellers are the miners. The miners can only sell

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900 Bitcoin a day right now. They're only going to be able to sell 450 Bitcoin a day coming the end

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of April. As long as there's more demand in the market than the 450 Bitcoin a day, there isn't any

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catalyst to drive this asset down. It has no cash flows. The critics think that's a defect. It's a

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feature with no cash flows. No quarterly results. No product cycles. This is the long as lived asset

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in the financial ecosystem with the least uncertainty. We're buying it to hold it a hundred years.

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So that being the case, that 66 to $16,000 crash that shook out the tourist that shook out the

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non-believers. When it was 16,000, we were all ready to ride it to zero. That's what you'll find

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with with the Bitcoin maximalist. Now we're riding at the other direction and the protocols working,

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working to everybody's benefit. There's just no reason why it shouldn't just keep adjusting up to

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find the marginal supply as the demand builds. Your market cap, Michael, is about 24 billion. You

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mentioned you got about $15 billion in Bitcoin on the balance sheet. So the substantial part of

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your market cap is now Bitcoin as opposed to your core software business. There's a software business

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that's solely so you can borrow off of that in order to buy Bitcoin. And how can we understand

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right now the health of your business as you undergo transition of customers to cloud-based

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software? We have now rebranded ourself as Bitcoin development company, think like a real estate

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development company. And certainly the substantial amount of our enterprise value is based on our unique

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ability to issue securities and to purchase Bitcoin with convertible debt, with equity, and the like.

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And so we understand that. But the only reason we can make this transition is because the software

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business was healthy. It does generate steady cash flow. It does allow us to issue debt to issue equity.

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It does make us unique because we're able to we've got a very functional options market. We've

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got a very functional debt market. And we've got a very stable operating business that we can use.

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If you look at our last result, we actually bought a lot of Bitcoin with operating cash or cash

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out of the operating business. And that is purely a creative to our shareholders. So we think we're

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unique and that's working very, very well right now. Hey Michael, do you think long term

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that there's any risk at this point has Bitcoin reached such escaped velocity that there's any risk

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that governments, the US government and these government other governments somehow do something to

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Bitcoin that puts its growth in jeopardy. You know, it's another great question Andrew. A lot of

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times the skeptics they say Bitcoin looks too good to be true. It's so good to be true. Someone's

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going to take it away from you. And that's based on a fundamental misunderstanding about Bitcoin.

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People refer to it as currency or digital currency and that's unfortunate historical artifact.

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It's not digital currency. It's digital property. And once you make that big leap, but understand

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it's property, you see the compelling use case is capital preservation for everyone in the world.

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There's no there's no anathema associated with owning property. You can own a billion dollar

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building in New York City. You can own a every place in the world where they allow you to own property,

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which means China, Europe, the US. They're going to embrace Bitcoin as digital property. All the

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controversial issues around around cryptos have to do with their use as a medium of exchange.

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But what I'm here to say really is medium of exchange is only worth the trillion dollars.

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Store and value is worth a hundred trillion dollars. So I give your company, I give your family,

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I give your institution a billion dollars. I drop you in Africa and I say, you got to save the

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capital for a hundred years. What are you going to buy? And the answer is nothing. There is nothing

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on the entire continent you can buy that's better than Bitcoin. So Bitcoin's going to be embraced

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as property. It's going to be controversial if people think of it as a currency. So I would

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encourage people to think of it as digital property. A billion dollar building in cyberspace.

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100 years. Does it ever have to be a currency or do you think it ever becomes a quote unquote

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currency? It doesn't have to be a currency. Nobody's trying to buy a cup of coffee with a fraction

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of their building on fifth avenue. But every rich person I know owns property in London or

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New York City or somewhere. And none of them complain about not being able to spend their building

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as a medium of exchange. So the killer application is capital preservation for everybody.

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The store of value is the killer use case. Medium of exchange is a distraction.

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Governments are always going to issue currency. They're always going to make it legal tender.

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And that's just fine. Bitcoin's competing with gold. It's going to eat it. And then it's competing

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with risk assets as a long term hold and it's competing with you buying an Airbnb as a retirement

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income source if you're a middle class person. Michael I want to thank you for joining us this

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morning. Really appreciate it. And before we talk to you again very very soon. Thank you.

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Yeah thanks for everything.

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